PayID Pokies Sites

What is PayID and How It Works

PayID is an exclusive Australian payment method that allows you to link your banking account to an easy-to-remember identifier, like a phone number or an email. We would like to mention that it is is not an independent payment method or an e-wallet. It is a payment proxy service, which, in simple terms, can be called a phone book. As it’s an addition to your banking institution, PayID’s security directly relies on your bank’s security. For this reason, if you trust your bank, you can also this service since it uses security features and infrastructure provided by your banking institution.

The above-mentioned identifiers serve as a simplified alternative to traditional bank account details. Instead of entering a long BSB and account number, you can use a mobile number or an email address to receive or initiate payments instantly. When someone sends money with PayID, the system automatically shows the recipient’s registered name before completing the transaction, which reduces the risk of sending funds to the wrong account. 

In order to get PayID, you must be a customer of one of its partner banks or financial institutions. To find out if your bank supports this payment service, go to payid.com.au, and scroll down until you see the “Find my institution” section with a search bar. Look for your bank in the list of over 100 supported banking institutions, or simply type in its name. If you’re a customer of such popular Australian banks as CommBank (Commonwealth Bank), ANZ, Westpac or NAB (National Australia Bank), we can surely tell your bank is compatible with PayID. However, in caseyour bank does not support it, you can open an account at a bank that supports it. Before proceeding, check deposit and withdrawal limits, fees, account requirements, and people’s reviews to find the right bank that matches your needs.

Benefits and Drawbacks PayID

Despite being a revolutionising and popular among Aussies, PayID, like any other payment method, has its positive and negative sides. Let’s look closely at the banking service to see all the realistic pros and cons you can come across while using this payment service.

TipEven though the service’s biggest negative side is not being as popular in casinos as other payment methods, there are still ways you can use it to cash-in. Read more about it below. 

Security Downfall

The service’s advantage also became its disadvantage when, in 2018, the payment system suffered a cyberattack. As mentioned in the Benefits section, the payment option reduces the chance of a typo in the bank details by automatically showing the receiver’s name after entering their identifier. This vulnerability allowed criminals to enter random phone numbers and access the names of around 98,000 users.

To reduce this risk, customers should not use their phone numbers as identifiers but rather consider using dedicated email accounts. Therefore, despite being convenient, PayID requires carefulness plus observance of privacy measures to avoid potential dangers.

“After the breach, I switched to using a dedicated email for payments via PayID. It’s an extra step, but worth it for the added security” – Kristin, PayID user

Fees and Limits

For now, PayID itself does not charge any fees for transactions. Nevertheless, as over 100 Australian banks support this service, the fees and limits that apply to it may differ from one bank to another, as well as from one casino to another. However, since each of these has transaction costs, the exact amount is hard to gauge since they differ from institution to institution in their policies. If you have not yet opened an account with any of the payment’s  partner banks, you should read through the fee structures and compare them to select the one that suits your needs best.

Regarding the minimum cash-in at online casinos accepting PayIDs, it usually starts from $15.

“Most PayID casinos I’ve tried have a minimum deposit amount of $15 which is pretty reasonable“ – Mark, Reddit user

The limit cap typically ranges between $3,000 and $8,000. To clarify that, find information about payment methods and fees on the website of your chosen casino or simply contact its customer service. For instance, Slots Palace and Rabona accept fundings  from about $15 to $7,800. Withdrawal limits usually range between fifty dollars ($50) and ten thousand dollars ($10,000), depending on online casino guidelines.

Overall, the payment won’t require you to pay any charges. Instead, they might appear depending on your bank account and the online casino you’re playing online at. Therefore, we highly recommend you first get acquainted with the T&Cs of your bank institutions and the casino, and only then proceed to make a transaction.

How To Make a Deposit Online Casino with PayID?

The funding process is extremely easy and doesn’t differ much from casino to casino. Let’s have a closer look at the steps that you usually have to take to receive your winnings:

NoteSome online casinos in Australia hide their payment methods or require registration to view them. Additionally, PayID transactions may be restricted until players pass KYC or meet minimum cash-in requirements. Some sites list this payment sevice but don’t clarify the terms. To verify, we registered on several platforms and spoke with support, confirming that PayID is often available after account verification or the first cash-in. If you want to check a casino we haven’t mentioned, our team recommends contacting your chosen casino’s customer service.

Additional Tips From Our Team

To make your experience enjoyable, easy, and unproblematic, we’ve collected a couple of recommendations one should keep in mind to avoid unpleasant situations while using the payment method.

• Before registering at an internet casino, always check if it allows PayID payments. As we’ve mentioned above, the easiest way to do so is to contact customer support.
• Before requesting a withdrawal, you are obligated to complete the KYC process, which involves verifying your identity by providing documents such as ID or driver’s licence.
• Check your balance and make sure that you have enough money in the linked bank account when initiating any PayID payment .
• In case of any trouble with funding real money in your account, contact the live chat support service provided by the gambling site or your banking institution.
• If any of your information, such as last name or phone number, has changed after you created your PayID, make sure to update it on the service as well.
• When transacting with PayID in online casinos, make sure the SMS codes you received match the code you’ve entered.

Alternative Payment Methods to Use

Despite being a popular payment method among Aussies, the payment service is not always accepted by all online casinos. You could go for alternative options, such as, for example, e-wallets, like eZeeWallet or AstroPay. To do that, choose a casino that supports your chosen payment option, transfer funds to this e-wallet via PayID, and then use it in a casino. Obviously, this is not a pure PayID-casino transaction, but it might help you to expand your casino options.

However, if you don’t want to switch to another payment method at all, we have another option. At the end of 2023, Binance announced that it had started supporting its exchange through P2P transfers, meaning users can now change PayID to USDT.

Most casinos today accept cryptocurrencies, which means that even if you select a casino that doesn’t allow you to utilise PayID directly, you can still make transactions via this payment system by purchasing USDT first from Binance using PayID. All you need to do is transfer the money from Binance, where you have your USDTs, into the casino. Another thing you can do is request the casino to withdraw your winnings to your BTC wallet on Binance. From there, it’s just a matter of converting back your USDTs to AUD and then making a bank transfer for eventual receipt of funds. This strategy offers an easy way for players to leverage PayID when it comes to online betting even if their preferred sites do not accept the method directly.

Experiences of Real Players

While the payment method is becoming more popular in the gambling world, the payment method has become more recognisable among Australian gamblers. The service offers players the ability to deposit and receive their winnings instantly, as well as a high level of security. Today, supported by over 12.7 million Australians, PayID has become a widely accepted payment method among Australian casinos.

We had a look through people’s recent reviews. Despite all the positive aspects, in 2025, the payment method faced significant restrictions. Some online casinos are not allowed to offer PayID as a payment method (for both deposit and withdrawal) due to regulatory actions by the Australian Communications and Media Authority (ACMA), which makes gamblers switch to other payment methods.

“I can’t believe ACMA’s new rules. They’ve made funding with PayID so much harder at some casinos. It feels like a step backward in convenience.” – John, PayID user

However, casinos still find ways to allow PayID usage, even with some applied limitations. For example, some of these casinos may not support the payment option for the initial casino deposit but offer the payment service for the next ones, yet some casinos offer the payment method even for primary fundings .

Possible Scams

Despite the good-quality security level provided by the service, some people are lacking privacy. As mentioned previously, we recommend our readers put email as their identifier since it makes it less likely for someone to find your private information by randomly typing in your phone number. It would be even better to create a separate email specifically for your PayID.

Some players also come across scams coming from unreliable casinos. We always recommend reading real people’s reviews before registering and depositing into a casino. Some australian online casinos may ask you to make an additional cash-in  to “activate” or “upgrade” your account and to receive your winnings. PayID talks about its commitment to security on its main page, stating:

Scam Awareness

PayID will never contact you directly. Not ever. Emails or text messages claiming to be from “its representatives” are a scam. It will never ask you to send money to receive money or ask you to ‘upgrade’ your account.

From our team’s side, we would like to add that the service does not ask its users to make additional payments to send or receive money.

In case you’ve already been scammed, unfortunately, the chances of getting your real money back are low. Reddit users who have been in that situation recommend contacting your bank and filing a police report, yet do not expect much from it. We recommend reading the “What Affects Transaction Speed” part of this guide – there are some aspects that can affect the pending time, which is better to be aware of before contacting the police.

However, even though using this payment method in online casinos for australians may not be as comfortable for some gamblers, the payment method remains the most convenient and secure for others. We’ve checked Reddit for real gamblers’ opinions who decided to choose PayID as a payment, and most of them were positive:

“Just switched to PayID to play pokies online, and I’m never going back. Feels way safer than giving my card info.”

“I’ve been using PayID for a while now! It’s so much easier than dealing with the banks. Plus, the instant balance reloads mean no waiting around. Noticed that some sites have better promotions with it too. Pretty sweet.”

“I’m still skeptical about using new payment methods. I prefer sticking to what I know works, like e-wallets.”

“I’ve used this payment for pokies a few times, and it’s been super smooth. Love how fast the transactions are.”

Things to Know Before Using PayID

While reading the reviews, we came across complaints and questions, solutions and answers to which can, in fact, be easily explained. Let’s have a look at the ones we highlighted:

Which Banks in Australia Accept PayID?

More than 100 Australian banks and credit unions have implemented PayID. These, as we’ve mentioned above, include the four largest banks: Commonwealth Bank, ANZ, Westpac, and NAB. Therefore, you probably have the chance to try out the payment service without the need to create a new bank account.

Besides checking the compatibility of your bank, you must be aware that there might be different conditions depending on your banking institution, including the transaction limits. Below, we prepared the table that shows transfer limits for PayID use in the most popular Australian banks.

How to Increase Your Limits?

The process of increasing limits can differ from bank to bank. However, the procedure is usually not complicated. Most banks, for example, Commonwealth Bank of Australia, have mobile applications that allow users to quickly increase their deposit or withdraw limits by simply sending a request. Increasing your limits is also possible through customer support, such as phone or email. If you prefer an old-style way of contacting the bank, you can also visit their office and talk to the representative of your bank face-to-face, which might take more time compared to the previous options.

Don’t Forget

Before requesting a limit increase, make sure that your account is verified and in good standing – no missed payments, suspicious activities, etc.

PayID Expert

Tony Baker

What Affects Transaction Speed?

If your transaction was not completed instantly, it doesn’t necessarily mean you’ve been scammed. Transactions’ speed relies on several aspects:

• KYC process. Before requesting a withdrawal, make sure to complete the KYC (Know Your Customer) process. KYC is a verification process, which allows a casino to confirm your identity with your ID, for example. We recommend doing it right after registering so that you won’t have to wait for the confirmation after requesting your withdrawal.
• OSKO/BECS support. Make sure your PayID’s bank supports OSKO, a payment system that completes transactions instantly, 24/7. If your bank is based on BECS, the transaction can take up to 24 hours to process. Contact your bank’s customer support or check its bank’s official website to find that information.
• Security checks. The speed of the transaction can also be affected by your chosen casino’s or bank’s internal processing policies. Some top online casinos perform additional checks before confirming your withdrawal to make sure this transaction is safe and does not fall under activities that are considered suspicious.
• Network issues. Technical issues with either PayID’s network, the bank, or the casino’s payment system can lead to temporary delays. Even the most secure systems can occasionally experience downtime, though these are usually resolved quickly. If you suspect this is the case, a quick online search can help determine if the banking institution or your casino is experiencing any known issues.

Before assuming the worst, check these factors carefully, as delays are often due to verification, banking policies, or technical issues. Making sure your KYC is complete, confirming OSKO support of your bank and checking for network problems can help you identify the cause. Remember, most delays are temporary and can be resolved quickly with the right steps.

How to Link Your Bank Account to PayID?

Even though registering a PayID account might differ depending on banks, it is generally pretty similar. Below, we’ve described the registration process, adding our recommendations for some of the steps that could provide you with a better experience. However, you can also watch this video.

NoteThe process of setting an account for this payment option might be different for a chosen bank. However, on our website, you can find detailed guides about registering PayID in the St. George and NAB.

How We Chose Top Casinos in Australia 2025

Now that you know more about the payment option in general, let’s have a look at casinos that support the payment system. Let’s start with the process of picking the top PayID casinos in Australia. You see, we know how important it is that you have a great experience whenever you play. That’s why we did a deep dive into all the most significant things you need to know.

Online casino games

First things first, we have to look at what kind of casino games gambling websites have on offer. A wide variety of online pokies, live dealer games, and table games are essential for keeping you entertained. Note that at best Australuan online casinos, pokies take 60% to 80% of the game library.

Fast payouts and lots of banking options

We check out how fast they pay out your winnings. The speed of transactions depends on the payment options. So, we also take a peek at their banking options. They must include cryptocurrencies, e-wallets, and, of course, PayID!

Bonuses

Oh, surely we didn’t forget about the promotions! When learning about best online casino bonuses, do not only look at the promo itself. Instead, carefully read the Terms&Conditions and pay attention to the wagering requirements. They must not be too high to complete and should range from x20 to x45.

Support

We always make sure these casinos have top-notch customer support. We check if they’re available 24/7 and have different ways to get help, such as live chat, phone, and email support. Plus, we double-checked that their casino games work well on mobile, so you can play on the go.

Research rabbit hole

We check if these casinos are certified by organisations like eCOGRA, iTechLabs, and BMM and analyse player feedback on platforms like Reddit and Quora. To check the accuracy, we create accounts, depositing funds via PayID, play pokies, and interact with customer support ourselves.

All these steps are significant when choosing the best online casino. They ensure you won’t face an unreliable site and won’t have an unpleasant experience. On our site, you can find a page that describes the procedures we come across when reviewing a casino.

Responsible Gambling

Our team of PayID Pokies supports a responsible approach to online gambling and would like to share some recommendations and tips to make your gambling experience safe and enjoyable.

First of all, set your financial limits. Before depositing in any casino, we would advise you to set a limit for your spending. You can do it using your banking institution – contact your bank’s customer support to check if it offers the limit-setting option. Sometimes, spending limits can be set by a casino, and this is usually also done through customer service. However, such an option is usually not offered by casinos. You can also make a new bank account specifically for gambling and send a set amount of money to it before gambling.

We also recommend using self-exclusion tools to protect yourself from a possible. Since online gambling addiction is a huge problem in Australia, there are plenty of useful tools and programs from governmental and non-governmental organisations that can be used by gamblers who are struggling with unhealthy approaches to gambling. For example, BetStop, supported by the government, is a tool that uses your information to block your future attempts to create a new casino account. BetBlocker is another self-exclusion tool that simply blocks any access to gambling websites. The program is available on all devices and is free to use.

Personally, my main rule is not to chase losses. When losing, it’s easy to feel the need to try to recover it. As your session nears its end, this temptation may grow stronger, making it harder to stop. However, trying to chase your losses can lead to even greater losses, which will be regretted later. Our team of PayID-Pokies-Sites recommends avoiding this approach at all costs and considering this activity as a fun way to spend time.

Last but not least – be honest with yourself. The first step in overcoming a problem is to admit you have one. If you feel that gambling becomes a destructive part of your life rather than a fun way of spending time, we would recommend you contact a specialist. Nowadays, Aussies are offered plenty of hotlines, as well as websites, that offer free help to any gambler who struggles with an addiction at any stage of it. Below, we will provide sources you can use to get help.

How to Help Someone with Gambling Addiction

In case your relative’s or a friend’s behaviour towards gambling has signs of it becoming an unhealthy habit, such as mood swings, behavioural changes, and financial problems, we would recommend you to:

• Look at the situation from their perspective. Unfortunately, gambling, like any other addiction, takes away people’s control of their own actions. For people who have never struggled with addiction, it must be hard to understand what addicted gamblers go through. Even though it might require a lot of patience, trying to understand them instead of blaming the person who cannot help himself might be a good first step to take.
• Talk about the possible consequences. Some people do not realise how badly their addiction can influence not only their own lives but also the people around them – primarily family and friends. Talk to them and describe how negatively their actions can affect their own lives. Make sure not to turn the conversation into pure blaming, keeping the conversation calm.
• Propose professional help. A part of overcoming the addiction is to admit you have a problem and ask for help, which may be complicated to do on your own. If you see that your close friend or a family member has signs of unhealthy gambling, offer them to contact a specialist. Share your concerns with them, and make sure to mention them nicely and calmly.
• Offer activities that may replace gambling. Any addiction appears as a result of repeated behaviour that triggers strong cravings or relief, making it difficult to stop. However, it’s possible to replace gambling with other activities, such as sport, meditation or art. To support the person, you could do activities together, which will not only help them get mentally better but will also strengthen your bond.

More InformationOur team of PayID-Pokies-Sites collected more recommendations. Visit our page dedicated to this topic to find out more about responsible gambling.

PayID Expert

Tony Baker

23+ Articles

5+ Years of experience

[email protected]

Tony Baker brings over five years of experience to his expert analysis of the casino industry. With a keen eye for detail and a genuine passion for pokies, Tony offers readers of payid-pokies-sites insightful, honest reviews on everything – from top games to winning strategies.

Expert areas: Payment methods Casinos Bonuses

Nationality Australian

Place of residence QLD

Education Master's degree

Age 36

Lily Harris

Editor in Chief

Updated 20 February 2025