PayID Pokies

Online gambling is a rapidly growing industry, with players always demanding new ways to deposit and withdraw money. In Australia, PayID has transformed the way gamblers manage their finances online. The payment system was established by the Reserve Bank of Australia (RBA) in 2018 and has become quite popular among several online casinos and pokies gamblers. My name is Michael Scott, I am a gambling expert. Today, you’re going to learn more about PayID. Let’s get going!

Best PayID Casinos of the Month

PlayZilla

Welcome bonus:
5/5
  • Wide variety of games
  • Fast KYC
  • Simple and clean website design
  • 24/7 live chat support
  • No VIP program
up to AU$ 1,500 + 500 Free Spins
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Playfina 

Welcome bonus:
4.8/5
  • High monthly withdrawal limits
  • One-click registration
  • Weekly tournaments
  • No phone support
up to AU$ 1,500 + 200 Free Spins
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Richard

Welcome bonus:
4.8/5
  • Loyalty program available
  • 24/7 Live chat
  • Mobile-friendly design
  • Games from over 60 providers
  • Some games’ availability depends on your location
up to AU$ 5,000 + 300 Free Spins
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HellSpin

Welcome bonus:
4.7/5
  • Mobile-friendly
  • Over 4,000 games
  • 24/7 Live chat
  • Some gamblers come across withdrawal problems
up to AU$ 300 + 100 Free Spins
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Wild Fortune

Welcome bonus:
4.7/5
  • Over 3,000 titles
  • Casino offers an app
  • Tournaments available
up to AU$ 2,000 + 175 Free Spins
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ExciteWin

Welcome bonus:
4.6/5
  • 3,000+ games
  • Live dealer casino
  • Sportsbook available
  • Some players came across poor customer support
up to AU$ 750 + 200 Free Spins
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WinShark

Welcome bonus:
4.6/5
  • Casino offers achievements system
  • User-friendly design
  • Responsive customer service
  • High wagering requirements
up to AU$ 4,100 + 300 Free Spins
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Note: You must be aware that some online casinos do not let non-registered players see the full list of payment methods, or even hide it. Therefore, you not always tell whether the casino has PayID before registering. What’s more, some gambling sites might not allow users to deposit via PayID unless they first pass KYC or deposit a particular amount of money. While some casinos might include PayID on the Payment methods page, but don’t clarify the T&Cs. Therefore, we decided to find out ourselves. We picked a few sites, signed up there, and spoke with the support team. This made it possible to give an answer as to whether this list contains any payment methods. Several gambling houses have announced that PayID will be available when verifying the account or making the first deposit.

How does Pay ID work?

Firstly, you must be a customer of one of PayID’s partner banks or financial institutions to register a PayID account. In order to know if your bank supports PayID or not, go to https://payid.com.au/, scroll down until you see “Find my institution” section with a search bar. Look for your bank in the list of supported casinos, or simply type in its name. If you’re a customer of such banks as CommBank (Commonwealth Bank), ANZ, Westpac or NAB (National Australia Bank), we can surely tell your bank is compatible with PayID. However, in case your bank does not support PayID, you can open an account at bank that supports it.

So, If your bank is a part of PayID service, you can set up your account and use PayID identifier to transfer money. In most cases, this is your mobile phone number but alternatively, you can use your email address. PayID is not an independent payment method or an e-wallet. It is a payment proxy service, so all security depends on your bank’s security. For this reason, if you trust your bank, you can also trust PayID since it uses security features and infrastructure provided by your banking institution.

Whenever you initiate a PayID transfer, the receiver’s name will be visible so that you don’t need to worry whether you are sending money to the right person. What’s more, PayID websites will provide recipients’ names for casinos, thereby authorising a user to cross-check first before initiating any transfers.

PayID doesn’t charge any fees, except for some processing charges, which depend only on particular gambling sites, Usually, you can learn about that on the Terms&Conditions page or ask the customer support team directly. However, it is not so common among online casinos, meaning that you can mostly deposit and withdraw amounts on your gambling account without worrying about fees.

Benefits and Drawbacks of Using PayID

Despite being a revolutionising and popular among Aussies, PayID, like any other payment method, has its positive and negative sides. Let’s look closely at the banking service to see all the pros and cons.

PayID Benefits

  • Automatic, 24/7 instant Payment Processing: PayID facilitates round-the-clock payment transactions, bringing convenience and swiftness.
  • Typo Reduction: PayID enables users to transfer funds using their emails or phone numbers, thereby almost entirely reducing the chance of making a mistake related to wrong bank details entered manually.
  • Wide Availability: This payment method is popular due to its wide acceptance among multiple online casinos in Australia.
  • Reliability Indicator: The payment method is as reliable as your bank. This is because PayID uses the same security features.
  • Multiple Identifiers: If you need to have many accounts, it is possible to create additional PayID identifiers, which provides flexibility and order.
  • Bank Portability: Another advantage of PayID identifiers is that they can be transferred from one bank to another, promoting user convenience.
  • Easy Registration: Sign-up process for the majority of them only takes a few minutes and doesn’t differ much from one bank to another one.
  • Descriptive Payments: With PayID, you can describe transactions with up to 280 characters, thereby giving some sense or purpose behind these transfers.
  • Mobile App Access : Moreover, you can also access PayID services through mobile banking applications.

Drawbacks of PayID

  • Limited Availability: However, while PayID is widely accepted in Australia, it is available for use in other currencies than AUD.
  • Bank Dependence: PayID is a bank-specific payment system, which may result in inconsistencies or restrictions (fees, limits etc) depending on the bank.
  • Regulatory Uncertainties: Finally, as a new payment technology, Pay ID’s regulatory requirements may not be well-structured, leading to possible changes in its compliance that can directly impact its functionality.
  • Security Concerns: Just like any financial system, PayID has security challenges such as identity theft and unauthorised access to one’s account that calls for tough security measures. What’s more, the company already experienced a security downfall that you can read about below in the article.
  • Post-Deposit Access: In some casinos, PayID will only be available after the first or the second deposit.
  • Less Common Witdrawals: PayID is mostly used for deposits, while withdrawal option is less available for PayID casinos.

Security Downfall

PayID’s advantage became its disadvantage when in 2018 the payment system suffered a cyberattack. As mentioned in the Benefits section, PayID reduces the chance of a typo in the bank details by automatically showing the name of receiver after entering their identifier. This vulnerability allowed criminals to enter random phone numbers and access the names of around 98,000 users.

To reduce this risk, customers should not use their phone numbers as PayID identifiers but rather open separate email accounts for this purpose. Therefore, despite being convenient, PayID requires carefulness plus observance of privacy measures to avoid potential dangers.

“After the breach, I switched to using a dedicated email for PayID transactions. It’s an extra step, but worth it for the added security.” – Emily Parker, gambling enthusiast

Which Banks in Australia Accept PayID?

More than 100 Australian banks and credit unions have implemented PayID. These, as we’ve mentioned above, include the four largest banks: Commonwealth Bank, ANZ, Westpac, and NAB. Therefore, you probably have the chance to try our PayID without the need to create a new bank account.

However, besides checking the compatibility of your bank, you must be aware that there might be different conditions depending on your bank, including the transaction limits. Below, we prepared the table that shows transfer limits for PayID use in the most popular Australian banks.

BanksTransaction Limits
Commonwealth Bank of Australia$20,000
ANZ (Australia and New Zealand Banking Group)$5,000 (can be increased)
National Australian Bank$60,000
Citi Bank Australia$10,000
Macquarie Bank$5,000 (can be increased)
Westpac$750 (can be increased)
Suncorp$5,000
Bank of Queensland$5,000 (can be increased)
Bendigo Bank$30,000

Process of limit increasing can differ from bank to bank. However, the procedure is usually not complicated. Most of the banks, as, for example, Commonwealth Bank of Australia, have mobile applications that allow users quickly increase their transaction limits by simply sending a request. Increasing your limits is also possible through customer support – through phone or email. If you prefer an old-style way of contacting the bank, you can also visit their office and talk to the representative of your bank face-to-face, which might take more time compared to the previous options.

Before requesting a limit increase, make sure that your account is verified and is in good standing (no missed payments, suspicious activities etc).

How to Link Your Bank Account to PayID?

Even though the process of registering PayID account might differ depending on banks, in general it is pretty similar:

  1. Choose your PayID Identifier: Decide whether you want to use your mobile number or email address as your PayID.
  2. Log into your bank’s online banking platform or mobile app: Access your bank account through their website or mobile app.
  3. Look for the PayID registration option: Most banks, that accept PayID have a dedicated section or option for registering and managing your PayID. It may be under “Payments,” “Transfer,” or a similar heading.
  4. Enter your chosen PayID Identifier: When prompted, enter the mobile number, email address, or other identifier you want to use as your PayID.
  5. Verify your Identifier: The bank will typically send a verification code to the provided identifier to confirm that it belongs to you.
  6. Complete Registration: After verifying your identifier, follow the instructions to complete the PayID registration process.
  7. Set Preferences (Optional): Some banks may allow you to set preferences, such as displaying your name or adding additional details to your PayID.
  8. Now, your PayID is set and you can finally enjoy the perks of this method.

Note: The process of setting PayID might be different for a chosen bank. However, on our website, you can find detailed guides about how to register PayID in the St. George and NAB.

PayID Fees and Limits

For now, PayID itself does not charge any fees for deposits or withdrawals. Nevertheless, as over 100 Australian banks support this service, the fees, and limits that apply to it may differ from one bank to another, as well as from one casino to another. However, since each of these has its own transaction costs, the exact amount is hard to gauge since they differ from institution to institution in their policies. If you have not yet opened an account with any of PayID’s partner banks, you should take time to read through the fee structures and compare them so that you can select the one that suits your needs best.

When it comes to minimum deposit at online casinos accepting PayIDs, it is mostly a minimum deposit of $15.

“Most casinos I’ve tried have a $15 minimum deposit with PayID, which is pretty reasonable” – Mark, Reddit user

The maximum deposit limit will vary between $3,000 and $8,000. For instance, Slots Palace and Rabona accept deposits from about $15 up to $7,800. Withdrawal limits usually range between fifty dollars ($50) and ten thousand dollars ($10,000), depending on the particular online casino guidelines.

CategoryLimit Range
Minimum Deposit$15
Maximum Deposit$3,000 to $8,000
Minimum Withdrawal$50
Maximum Withdrawalup to $10,000

To sum up, PayID itself won’t require you to pay any charges. Instead, they might appear depending on your bank account and the online casino you’re depositing to. Therefore, we highly recommend you first get acquainted with T&Cs of your bank institutions and the casino, and only then proceed making transactions.

How We Chose the Top PayID Casinos in Australia

Now that you know more about PayID in general, let’s have a look at casinos that support the payment system. Let’s start with the process, of how we picked the top PayID casinos in Australia. You see, we know how important it is that you have a great experience whenever you play. That’s why we did a deep dive into all the most significant things you need to know.

Games, games and more games

First things first, we have a look at what kind of games these casinos have on offer. A wide variety of online pokies, live dealer games, and table games are essential for keeping you entertained. Note that at most reliable online casinos, pokies take 60% to 80% of the game library.


Fast payouts and lots of banking options

Next, we check out how fast they pay out your winnings. Nowadays, online casinos tend to provide gambles with fast and even instant transactions. The speed of transactions depends on the payment options. So, we also take a peek at their banking options. They must include cryptocurrencies, e-wallets, and, of course, PayID!


Bonuses

Oh, surely we didn’t forget about the bonuses and promos! When learning about bonuses at online casinos, do not only look at the promo itself, instead carefully read the Terms&Conditions and pay attention to the wagering requirements. They must not be too high to complete and should range from x20 to x45.


Support

We always make sure these casinos have top-notch customer support. We check if they’re available 24/7 and have different ways to get help such as live chat, phone, and email support. Plus, we double-checked that their games work well on mobile, so you can play on the go.


Research rabbit hole

We don’t just stop there, though! We also check if these casinos are recognised by organizations like eCOGRA, iTechLabs, and BMM. This confirms the trustworthiness of games’ mechanisms, high quality of visuals, etc. Plus, we analyse hundreds of topics on Reddit and Quora to see what real players are saying. Not only that, we test these casinos ourselves: create accounts, make deposits, play the games, and chat with customer support to get the full experience. That way, we know for sure which casinos are the real deal.

All these steps are significant when choosing an online casino. They ensure you won’t face an unreliable site and won’t have an unpleasant experience.

How To Deposit Online Casino with PayID?

The deposit process is extremely easy and doesn’t differ much from casino to casino. Let’s have a closer look at the steps that you usually have to take in order to pay or receive your winnings:

  1. Sign up or log in to a PayID casino.
  2. In the Banking Section of the casino, choose PayD as a payment method.
  3. Fill in your login details for PayID – your email or phone number you picked as your identifier.
  4. Enter the deposit amount.
  5. Enter your unique PayID code and confirm the payment.
  6. Wait for the account to be funded. With PayID it will happen within minutes.

If you want to withdraw, you would have to follow the same steps overall. However, note that before requesting a withdrawal, you are obligated to complete the KYC process.

Additional Tips From Our Team

  • Before registering at an internet casino, always check if it allows PayID deposits. The best way to do so is to contact customer support.
  • Make sure that you have enough money in the linked bank account when initiating any PayID payment.
  • In case there are any challenges while funding your account contact live chat support service provided by the gambling site.
  • If your information, such as phone number, has changed, make sure to update it on PayID as well.

Hopefully, this step-by-step tutorial helped you to make quick and safe deposits into an online casino account using PayID. Use this reliable form of payment whenever engaging in online gaming activities because it offers convenience and peace of mind.

What If a Casino Doesn’t Accept PayID As a Payment Method?

Despite being a popular payment method among Aussies, PayID is not always accepted by online casinos. Therefore, we provide you the advice on how to use the service in such casinos.

At the end of 2023, Binance announced that it had started supporting its exchange through P2P transfers, meaning that its users can now change PayID to USDT. This development is especially beneficial for those who play at online casinos, as nine out of ten (or even ten out of ten) casinos accept cryptocurrencies. Cryptocurrencies offer the fastest deposit and withdrawal speeds, as well as zero fees when making transactions with casinos in USDT using PayID on Binance.

Even if you selected a casino that doesn’t allow you to directly use PayID, you can still make transactions via this payment system by purchasing USDT first from Binance using PayID. All you need to do is transfer the money from Binance, where you have your USDTs, into the casino. 

Another thing you can do is request the casino to withdraw your winnings to your BTC wallet on Binance. From there, it’s just a matter of converting back your USDTs to AUD and then making a bank transfer for eventual receipt of funds. This strategy offers an easy way for players to leverage PayID for online betting even if their preferred sites do not accept the method directly.

Other than converting your money into crypto, you can use e-wallets, such as AstroPay or eZeeWallet. To do that, choose a casino that supports your chosen e-wallet, and use PayID to deposit on this e-wallet. This is not a pure PayID-casino transaction, yet it might help you to expand the possible casino options.

Experiences of Real Players

While PayID is becoming more popular in the gambling world, the payment method becomes more recognizable among Australian gamblers. The service offers players to deposit and receive their winnings instantly, as well as high level of security. Today, supported by over 12.7 million Australians, PayID became a widely accepted payment method among Australian casinos.

We had a look through people’s recent reviews. Despite all the positive aspects of PayID, in 2024 the payment method faced significant restrictions. Some online casinos are not allowed to offer PayID as a payment method (for both deposits and withdrawals) due to regulatory actions by the Australian Communications and Media Authority (ACMA) which makes gamblers switch to other payment methods.

“I can’t believe ACMA’s new rules. It’s made using PayID so much harder at some casinos. It feels like a step backward in convenience.” – John, PayID user

However, casinos still find ways to allow PayID usage, even with some applied limitations. For example, some of these casinos may not support PayID for the first deposit, but offer the payment service for the next ones, yet some casinos offer the payment method even for primary deposits. 

Also, despite the good-quality security level provided by the service, some people are lacking privacy. As it was mentioned previously, we recommend our readers to put email as their identifier, since it makes it less likely for someone to find your private information by randomly typing in your phone number. It would be even better to create a separate email specifically for your PayID. 

Some players as well come across scams coming from unreliable casinos. We always recommend reading real people’s reviews before registering and deposing into a casino. Some casinos may ask you to make an additional deposit in order to “activate” or “upgrade” your account and to receive your winnings. Make sure to remember: 

  • Such thing as “an upgraded account” does not exist in PayID.
  • PayID does not ask its users to make additional payments to send or receive money.
  • The service does not initiate emails, calls or text messages asking you to pay more.

In case you’ve already been scammed, the chances of getting your money back are low. Reddit users, who have been in that situation, recommend filing a police report, and do not expect much from it. However, ever though using PayID as a payment method in casinos may not be as comfortable for some gamblers, the payment method remains the most convenient and secure for others. We’ve checked real gamblers’ opinions on the payment method on Reddit, and most of them were positive:

“Just started using PayID for pokies, and I’m never going back. Feels way safer than giving my card info”

“I’ve been using PayID for a while now! It’s so much easier than dealing with the banks. Plus, the instant deposits mean no waiting around. Noticed that some sites have better bonuses with PayID too. Pretty sweet.”

“I’m still skeptical about using new payment methods. I prefer sticking to what I know works, like e-wallets.”

“I’ve used PayID for pokies a few times, and it’s been super smooth. Love how fast the deposits are.”

Things to Know Before Using PayID

While reading the reviews, we came across complaints and questions, solutions and answers to which can in fact be easily explained. Let’s have a look at the ones we highlighted:

  1. First payment. If you’ve just got PayID, initiated a payment and are wondering why it takes so long for it to process – do not worry, it’s a common thing. First payments with PayID can be put on hold for security checks your bank has to perform. Also, if the transaction was initiated on a weekend, it might take longer than 48h for it to show up.
  2. Amount of PayID accounts. In case a person has a few bank accounts, It is possible for the person to register and have several PayID accounts. It turns out to be useful in case you need to send money from one banking institution to another and don’t want to remember all of your banks’ information.
  3. PayID availability in casinos. As we’ve mentioned before, sometime it takes one or two deposits in order to have PayID as an available payment option in an online casino. Before registering to a casino, make sure it supports PayID by checking reviews online or by asking the casino directly through customer service. Also, make sure your casino account is verified, because it also might be a reason why PayID does not appear in your payment options list.

Responsible Gambling

Our team of PayID Pokies supports respobsible approach to gambling, and would like to share some recommendations and tips to make your gambling experience safe and enjoyable.

  • Set your financial limits. Before deposing in any casino, we would advice you to set a limit for your spendings. You can do it using your banking institution – contact your bank’s customer support to check if it offers limit-setting option. Sometimes, spending limits can be set by a casino and is usually also done through customer service. However, such option is usually not offered by casinos. You can also make a new bank account specifically for gambling and send a set amount of money to it before gambling.
  • Use self-exclusion tools. Since gambling addiction is a huge problem for Australia, there are plenty of useful tools and programs from governmental and non-governmental organisations, that can be used by gamblers who are struggling with unhealthy approach to gambling. For example, BetStop, supported by the government, is a tool that uses your information to block your future attempts of creating a new casino account. BetBlocker is another self-exclusion tool that simply blocks any access to gambling websites. The program is available on all devices and is free to use.
  • Don’t chase losses. When losing, it’s easy to feel the need to try to recover it. As your session nears its end, this temptation may grow stronger, making it harder to stop. However, trying to chase your losses can lead to even greater losses, so it’s best to avoid this approach at all costs.
  • Be honest with yourself. The first step of overcoming a problem is to admit you have one. If you feel that gambling becomes a destructive part of your life rather than a fun way of spending time, we would recommend you to contact a specialist. Nowadays, Aussies are offered plenty of hotlines, as well as websites, that offer free help to any gambler who struggles with an addiction of any stage of it. Below, we will provide sources you can use to get help.
WebsitesHelplines
gamblinghelponline.org.au
gamblershelp.com.au
lifeline.org.au
National Gambling Helpline – 1-800-858-858
Lifeline Australia – 13-11-14
Free Financial Counseling – 1-800-007-007

How to Help Someone with Gambling Addiction

In case your relative’s or a friend’s behaviour towards gambling has signs of it becoming an unheathly habbit, such as mood swings, behavioural changes, and financial problems, we would recommend you to:

  • Look at the situation from their perspective. Unfortunately, gambling, as any other addiction, takes away people’s control on their own actions. For people who have never struggled with addiction, it must be hard to understand what addicted gamblers go through. Even though it might require a lot of patience, trying to understand them instead of blaming the person who cannot help himself might be a good first step to take.
  • Talk about the possible consequences. Some people do not realise how bad their addiction can influence not only their own lives, but also people around – primarily, family and friends. Talk to them and describe how negatively their actions can affect their own lives. Make sure to not turn the conversation into pure blaming, keeping the conversation calm.
  • Propose professional help. A part of overcoming the addiction is to admit you have a problem and asking for help, which may be complicated to do on your own. If you see that your close friend or a family member has signs of an unhealthy gambling, offer them to contact a specialist. Share your concerns with them, and make sure to mention them in a nice and calm way.
  • Offer activities that may replace gambling. Any addiction appears as a result of repeated behavior that triggers strong cravings or relief, making it difficult to stop. However, it’s possible to replace gambling with other activities, such as sport, meditation or art. To support the person, you could do the activities together, which will not only help them get mentally better, but will also strengthen your bond.

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